Did you know that 44% of Americans don’t have enough cash to cover a $400 emergency or that 33% have zero saved for retirement? These alarming statistics from Forbes Magazine point to a huge lack in financial planning education.
Enter WYTV7’s Financially Lit program which aims to educate and empower middle and high school students in our community about how to manage and budget their finances as they prepare for college and living independent adult lives.
Did you know that 46% of the workforce in Charlotte cannot afford safe and decent housing? This means that 46% of workers are forced to spend more than a third of their hard-earned income on housing costs alone.
To make things more complicated for future homeowners, rental rates are increasing annually at a much higher percentage than wages. Even successful renters are continuing to find it more difficult to save enough for a down payment on a home of their own with high rent payments and basic living necessities.
Helping to solve these problems is the motivation behind Community Link and their efforts to promote financial literacy education and homeownership in Charlotte and 16 counties in North Carolina. In addition to programs such as their Homeless to Housing, they are proud to offer low-to-moderate income households access to their Asset Building program.
This year’s Spotlight Series is presented by Amy and Brian France Foundation and in January we are focusing in on our local nonprofit partners who provide programming to improve financial literacy and who are helping to build a stronger economy one neighbor at a time.
Personal finances influence many of our daily decisions and nearly every aspect of our lives, making financial literacy essential for understanding how to make responsible decisions that shape a positive future.
When we talk about financial literacy, what we are referring to is the understanding of financial, credit and debt management and the knowledge that is necessary to make financially responsible decisions that are integral to our everyday lives (Investopedia).
No one thinks they’ll need Carolina Breast Friends. Cancer is not something we often wait for or anticipate with a list of resources. Even if there’s a family history, any diagnosis,can feel like a gut punch out of nowhere, and many may frantically Google for lifelines. Thus, Carolina Breast Friends wants to let people know beforehand that they are located right near both major healthcare centers at The Pink House at 1607 East Morehead Street.
This is not a question we tend to ask ourselves in our thirties. Jen Pagani didn't have a choice. Shortly after having her second son, Jen was diagnosed with inflammatory breast cancer—an aggressive form of the disease that she fought with the same tenacity she'd brought to two Ironman Triathlons. Her fighting spirit gave her more than six years to spend with her two boys and her soulmate and husband Joe. It also gave us the Go Jen Go Foundation.
Far too often, there is more than one battle that comes with a cancer diagnosis. It is not just the cancer that a patient is up against, it’s everything that comes along with it. Yes, there is the obvious physical and emotional toll, but it’s also the financial curveball that cancer throws patients and their families as well.
Take breast cancer survivor Tammy Greene, for example. Tammy grew concerned about her health after discovering a lump on her breast. She knew she needed to get the lump checked out, but in addition to her fear of a diagnosis was a fear of how to pay for a mammogram, let alone a battle with cancer.
In honor of Breast Cancer Awareness Month, all October long we are highlighting our nonprofit partners who work to provide resources to those affected by breast cancer as part of our monthly Spotlight Series.
Did you know? 1 in 8 women in the United States will develop breast cancer in their lifetime. This makes breast cancer the second most common cancer among women, coming in close behind skin cancer. To put it in perspective, on average, every two minutes another woman is diagnosed, every two minutes someone’s world is completely rocked.
“I can honestly say, I wouldn’t be the same person without Florence Crittenton. Without all the support, without the many shoulders I needed to hold onto, because, I was very young, raising my daughter, but one thing I can say is I was never alone.”
The above quote is from Lanitta, a Florence Crittenton graduate, from her interview on Fox 46 Charlotte. Bringing life into the world is an incredible experience for a woman. But, it can also be scary without the support of friends, family, and community. Florence Crittenton understands this and that’s why their services go beyond just pregnancy support to include post-birth support.
Pregnant in college could mean a dream deferred. But instead of exploding dreams, the visionaries at Belmont Abbey College and MiraVia, have created a stopgap for pregnant students to not only help them finish college but to counsel them towards achieving short-term goals building to long-term goal-setting like financial independence and career plans. It’s not as technical as much as it is community; a community, in fact, where young mothers can still have dance parties in their pjs after nursing their infants and posting assignments after pulling overnighters...writing papers. MiraVia is about loving fully and well, being the Plan B for those reconsidering education after an unexpected pregnancy and opening their doors to shared resources with young moms.
GATE Pregnancy Resource Center is a safe place for pregnant women and their partners to learn about their options, find supplies for their first year as parents, and gain the skills and knowledge to be confident moms and dads.
GATE stands for Giving, Assisting, Teaching and Empowering. Let's break down the four components of the services offered by GATE Pregnancy Resource Center.
We have so much great news to share from our nonprofit partners about their amazing work. But, we'd love to hear from you. Let us know if you have stories you'd like to tell and we'll make you a guest blogger!!